Denied Insurance Claims

Insurance Companies Acting in Bad Faith

What can you do when you believe you are a victim of an improperly denied insurance claim? Insurance disputes all too often come down to questions about coverage. An insurance company can improperly refuse to cover a particular accident or loss under your insurance policy. If you believe you were the victim of an insurance claim denied in bad faith, contact a lawyer at The Jones Firm, in Bellevue, Washington, for a free initial consultation.

It is a huge injustice when you have paid all your insurance premiums on time only to later find out your insurance company refuses to live up to its obligations. Attorney Dax Jones stands up against insurance companies who wrongly deny an insurance claim.

Here are a few examples of improperly denied insurance claims:

• A straight denial of coverage: When an insurance company flatly refuses to cover the accident or loss because they claim it falls outside the covered area.
• Personal injury protection insurance (PIP): This provision of your automobile insurance policy covers your lost wages and medical bills after an accident. Your insurance agent must offer you this coverage in the state of Washington. Only a signed written document can waive this form of coverage.
• Denial of further medical treatment: When your insurance company denies further medical treatment against the recommendation of your physician or healthcare professional.
• Preexisting medical condition: Some insurance companies deny claims alleging that the injury suffered was preexisting. This means that the covered accident did not cause the injury. However, an injury may have been aggravated by an accident and should be covered.

Under Washington personal injury law, insurance companies have a duty to act in good faith. When an insurance claim is denied in bad faith, the insurance company may be liable not only for the expenses covered by your policy, but also for punitive damages.

To learn more about appealing denied insurance claims, contact us at The Jones Firm for a free initial consultation. We represent people throughout the state of Washington, including people in Seattle, Everett, Tacoma, Kirkland, and the surrounding areas.